Storm Damage & Insurance Restoration
Document. Defend. Restore.
Free Proof-of-Value Roof Inspection after any hail, wind, or storm event. Photo and drone documentation of damage. Adjuster meetings on your property. We are your licensed contractor through the claim and repair from first call to final cleanup.
Serving Mokena, Frankfort, New Lenox & the southwest and western Chicago suburbs
A Claim Done Right Starts With Documented Evidence.
Most denied or underpaid hail claims come down to one thing: missing documentation. By the time the carrier's adjuster shows up, the standard for "approved damage" is set by whoever brought the best evidence. We bring it.
A complete Proof-of-Value Roof Inspection produces the photo log, drone aerial coverage, chalk markings on every impact, and the written scope your carrier needs to settle the claim accurately.
Eight things every storm-damage claim should include, and rarely does.
Free Proof-of-Value Roof Inspection
Next-day or scheduled inspections during active storm events.
Full Photo Documentation
Every slope captured from the ground and from the air, with chalk marks on every impact point.
Written Damage Report
Formatted for direct submission to your insurance carrier.
Adjuster Meeting on Your Property
We walk the roof together with the adjuster and align on scope before pricing is locked.
All Carrier Paperwork Handled
Contractor documentation goes directly to your insurance, not your inbox.
Full Repair or Replacement
We restore the roof and any covered exterior systems start to finish.
No Upfront Cost on Approved Claims
You pay your deductible. We work with the carrier on the rest.
We are your licensed roofing contractor through the claim and the repair. We document the damage and execute the work. We are not a public adjuster, so we do not negotiate the legal terms of your policy on your behalf.
Be Wary of Out-of-State Storm Chasers.
After every major storm, dozens of out-of-state contractors flood the Chicago suburbs. They open a local LLC, knock doors for 90 days, do the work as fast as possible, and then move on to the next storm market.
A year later, when something on that roof needs warranty service or a callback for a leak, the homeowner calls and finds out the company "no longer services this area." That is by design.
If your contractor is not local, they are not accountable. Ask where they were five years ago, and where they will be five years from now.
Evidence That Holds Up With Your Carrier.
Insurance adjusters look at specific things. Our inspection captures every one of them with timestamped photo evidence and a written walkthrough.
Roof Surface Damage
Hail impact marks on shingles, granule loss patterns, dented ridge cap, cracked or displaced shingles, soft spots underfoot. Slope-by-slope chalk marking on every visible impact.
Metal & Flashing
Dents in vent pipes, drip edge, gutters, downspouts, roof flashing, and chimney caps. Metal evidence is often the easiest hail signal for the carrier to verify.
Collateral Damage
AC condenser fins, window screens, garage doors, siding, and trim. Carriers look for collateral damage to verify the storm event impacted your specific address.
Date & Storm Verification
Hail event date confirmation through NOAA storm reports and adjacent property activity. Reduces the risk of "wear and tear" denial.
Insurance Claim Process
From first call to final warranty. The same proven path on every storm-damage restoration.
Six Things You Get From Us That Storm-Chaser Crews Don't Offer.
Storm season brings out the door-to-door chasers. We have been working from the same Mokena office for years. Here is what that looks like on a claim.
Real Storms. Real Documentation. Real Roofs Restored.
Every claim documented start to finish. These are pulled directly from active project logs.
Frequently Asked Questions
Most hail damage on asphalt shingle roofs is not visible from the ground. Common signs: granule accumulation in gutters or downspouts, dark or shiny circular spots on shingles, dented metal flashing and roof vents, dings on AC condenser fins, and pitted window screens. If your neighbors are filing claims, you likely have damage too. Schedule a free roof inspection within 6 to 12 months of any major storm event so the option to file stays open.
Most Illinois homeowner policies require a hail damage claim to be filed within 12 months of the date of loss, though some carriers allow up to 24 months. Once the carrier's reporting window closes, the damage becomes a homeowner expense. Even if you do not plan to file immediately, get an inspection and photo documentation within 6 months so the option stays open.
Hail damage is treated as a weather-related (act of God) loss in Illinois. A single weather-loss claim typically does not cause a premium increase the way an at-fault liability claim would. Carriers do track claim frequency at the property level, and multiple claims can affect renewal terms. Talk to your agent about your specific policy.
Get an independent roof inspection before the carrier's adjuster arrives. The independent inspection produces photo documentation and a written report from a licensed roofing contractor that establishes the scope of damage in your favor. With independent documentation in hand, you have an evidence-based starting point for the negotiation rather than relying on what the carrier's adjuster reports.
We document the damage with a free Proof-of-Value Roof Inspection including drone aerial photography, slope-by-slope photo evidence with chalk markings on impact points, and a written report formatted for direct submission to your carrier. We meet your adjuster on the property to walk through findings together, align on scope, and handle all contractor paperwork. If approved, we execute the repair or replacement. We are your licensed contractor, not a public adjuster.
Most denials and underpayments come from missing documentation or scope misunderstanding. Common paths forward: request a re-inspection from the carrier with our written report in hand, file a supplemental claim with additional photo evidence for damage missed in the first walk, or escalate to the carrier's complaint process. We help homeowners pursue these paths with detailed documentation. If you need legal advocacy beyond contractor support, a licensed public adjuster can challenge the determination.
Coverage depends on the cause of loss and your specific policy. Storm damage from named perils like hail, wind, and falling trees is commonly covered. Localized damage often gets paid as repair. Widespread damage (typically more than 8 to 10 hail impacts per 100 square feet on affected slopes) usually triggers slope or full-roof replacement coverage because spot repairs cannot match aged shingle color and texture. Policy exclusions, actual cash value vs. replacement cost terms, and roof-age depreciation provisions all affect settlement amount.
We provide storm damage and insurance restoration across the southwest and western Chicago suburbs, including Mokena, Frankfort, New Lenox, Orland Park, Tinley Park, Homer Glen, Orland Hills, and Manhattan. Our service area covers Will County, Kane County, DuPage County, and suburban Cook County. If a storm has moved through your area, call us and we will confirm we cover your address.
Homeowners Trust Us With the Hard Calls
Real, verified 5-star Google reviews from Americanstruction customers.
We contacted Americanstruction when a national restoration contractor stalled on our hail damage repair. Pamela and Connor responded immediately, had a quote in two days, and finished the job in two weeks. The work was excellent and the cleanup was meticulous. I wish we had found them first.
We recently had our roof and gutters replaced by Americanstruction. Connor kept us informed through the whole process, the crew did a real nice job on the tear-off and shingles, and the finished product looks great. I highly recommend them for roofing, gutters, and siding.
The entire experience was outstanding from start to finish. Connor was prompt, professional, and communicated clearly. You can really tell this is a family-owned business that takes pride in their work and genuinely cares about their customers. I highly recommend them for honest, reliable work.